“Boost Your Profit Margins Instantly”
“Massive Savings With The Industry Lowest Rates”
Federal Firearms License Holders
Brick – & – Mortar
Manufacturers
Distributors
Shooting Ranges
Firearms Instructors
Gunsmiths
Gun Brokers
Other Firearm-Related Businesses
“Superb Products & Customer Service”
THE SURCHARGE PROGRAM
“We offer two primary pricing options designed specifically for firearm-related businesses”
The Surcharge Program helps business owners keep more of every sale by shifting rising credit‑card processing costs back to the customers who choose the more expensive payment method. This protects margins, avoids across‑the‑board price increases, and can meaningfully reduce operating expenses. The core advantages are well‑documented: offsetting processing costs, preserving margins, maintaining competitive pricing, and encouraging lower‑cost payment methods.
” ZERO “
The merchant does not pay per-transaction credit card processing costs.
ZERO uses a dual pricing model
Customers are shown both a cash price and a credit card price before making payment decisions!
” ZERO PLUS “
The merchant pays per transaction credit card processing & Interchange Plus Pricing. This pricing is designed for businesses that prefer one price for every customer regardless of payment menthod.
The merchant pays wholesale interchange costs plus a clearly disclosed markup. Processing expenses are paid by the business and spread across all sales rather than being separated by payment type.
Both cash-paying and credit card-paying customers contribute to the overall cost of accepting cards because processing expenses are treated as a standard operating expense of doing business.
MOBILE PAYMENT ACCEPTANCE – Gun shows, events, training classes, and off-site sales often require mobile payment capabilities.
The ability to securely accept payments from virtually anywhere. This creates additional opportunities to grow revenue.
RECURRING BILLING – Range & membership programs, training subscriptions, and recurring services often benefit from automated recurring billing.
RECOVER – Recover up to 100% of your credit card fees.
COMPLIANT – Stay fully compliant with state and card‑brand rules.
PROTECT – Protect your margins without raising your base prices.
No Monthly Fees
You will receive a monthly statement showing your savings and what you would have paid with another company, but with zero fee processing it will never cost you a dime.
No Batch Fees
Why should you be charged for closing out at the end of the business day? Batch out as much as you like, it doesn’t cost a dime.
No Swipe Fees
Why should you be charged for closing out at the end of the business day? Batch out as much as you like, it doesn’t cost a dime.
No Interchange Fees
We pay the interchange fees so you don’t have to. Interchange makes up almost 90% of processing fees. With Dual Payments, expect to pay nothing.
No Rate Increases
Your rate is zero, and it will never increase with the Dual Payments Free Processing Solution. You’ll never have to haggle with companies over rates ever again.
Next Day Funding
Put your hard earned money to work faster. With a 11pm eastern cutoff have your money the next business day.
The Surcharge Program is Fully Compliant with Federal and State Laws!
The DURBIN Amendment allows merchants the ability to implement such programs.
The U.S. Has the Highest Interchange Rates!
Interchange rates are unregulated.
Payment card networks (Visa, MasterCard, etc.)can charge what they want at any time.
Raising Prices Loses Customers!
Raising prices costs far more than implementing the surcharge program.
Avoid Junk Fees and All Other Miscellaneous Fees!
Junk fees is just one example that is charged by traditional credit card processor.
Offset Other Constantly Growing Costs of Doing Business!
From rising rent to inventory costs, the cost of doing business grows every year for merchants with no relief.
FFL Licenses
The Wrong Payment Processor Creates …
Unnecessary Risks, Interrupted Payment Acceptance, Frozen Funds, or Account Closures!
Simple
Working with banking partners willing to support legally operating firearm-related businesses involved in:
- Retail firearm sales
- Ammunition sales
- Accessories
- GunBroker transactions
- Shooting ranges
- Firearms training
- Gunsmithing services
- Manufacturers
- Distributors
- Suppressors
- Short-Barreled Rifles (SBRs)
- Machine guns
- Other legally regulated NFA and Class III products
Payment Solutions
Relationship Matters…
- It isn’t the credit card terminal.
- It isn’t the website gateway.
- It isn’t the POS system.
- It is the banking relationship behind the scenes.
- They ensure consistent payment acceptance
- They ensure faster approvals
- They ensure reduced risk of account disruptions
- They ensure better long-term stability
- And they ensure support for business growth