A Smarter Way To Process Payments
The Future of Payment Processing Starts Here!
Unmatched Technology. Unbeatable Rates. Unwavering Commitment.
GUARANTEE
- Advanced, secured, and compliant
- Dedicated support from real experts
- Excellence in every transaction
SAVINGS
- No hidden fees
- Next-day funding
- Surcharge & Traditional pricing options
The Surcharge Program
A surcharge program helps business owners keep more of every sale by shifting rising credit‑card processing costs back to the customers who choose the more expensive payment method. This protects margins, avoids across‑the‑board price increases, and can meaningfully reduce operating expenses. The core advantages are well‑documented: offsetting processing costs, preserving margins, maintaining competitive pricing, and encouraging lower‑cost payment methods.
Why Surcharging Matters
Credit card processing fees have become one of the largest operating expenses for small and mid‑sized businesses. U.S. merchants paid over $187 billion in card fees in 2025, making fee‑recovery programs increasingly attractive to business owners.
At the same time, credit card usage continues to rise—especially in B2B, where card volume is projected to reach $6.3 trillion by 2027. Merchants feel the squeeze, and they’re actively looking for compliant ways to offset costs.
Immediate Cost Recovery
Credit‑card processing fees typically run 2–4% per transaction. Passing this cost to the customer results in a net‑neutral transaction for the business, which can translate into tens of thousands of dollars saved annually for high‑volume merchants.
Margin Protection
Businesses operating on thin margins (3–7%) can see those margins cut in half by processing fees alone. Surcharging prevents that erosion without cutting staff, quality, or services.
Covering Cost
Instead of increasing prices for all customers, only credit‑card users pay the fee. This keeps posted prices competitive while still covering costs.
Relief
Stop letting card fees eat into your profits
Control
Take back your margins with a compliant, automated solution
Fairness
Let customers choose how they want to pay – no surprises
Recover
Recover up to 100% of your credit card fees
Compliant
Stay fully compliant with 2026 state and card‑brand rules
Protect
Protect your margins without raising your base prices
Credit Card Fees
The average credit card processing fees for your company typically range from 1.15% to 3.15% per transaction. These fees can vary based on several factors, including the type of credit card used, the payment network (e.g., Visa, Mastercard, Discover, or American Express), and the merchant category code (MCC) of the business.
Debit Card Fees
The average debit card processing fee is around 0.73% per transaction, which translates to about $0.34 per transaction. This fee can vary depending on the type of transaction (PIN debit or signature debit) and the payment processor’s markup.
Interchange Fees
The average interchange processing fees vary depending on the type of card and transaction. Generally, for credit cards, the fees range from 1.6% to 2.4% of the transaction amount. For debit cards, the fees are typically lower, around 0.5% of the transaction amount. These fees are set by the credit card networks (Visa, Mastercard, Discover, and American Express) and are meant to cover the costs and risks associated with processing transactions.
There is an ongoing transformation in the processing industry, driven by technological advancements and ever-changing consumer expectations.
I built this company on the philosophy of delivering a premium customer experience that fosters lifelong relationships and establishing the industry’s leader in processing.
A Smarter Way To Process Payments!